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| 15407. | APR, AER and EAR are terms used in financial advertising. What do they mean? by Michael Challiner Have you ever scanned the acres of financial advertising and wondered what APR, AER and EAR really mean? You'll invariably find one or another of these terms in every advertisement for a lending or savings product. Well you're cer ...
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| 14953. | The Effects of Consumer Debt by Nicola Bullimore The Effects of Consumer DebtConsumer BorrowingConsumer borrowing in the UK has now crashed through the £1 trillion barrier. 80% of this is due to credit card borrowing, loans and mortgages. How are people managing to handle ...
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| 14952. | Justify Social Security ... Don't Save for Retirement by Kemberly Wardlaw It is a common question when investors review their retirement plan—should we include social security benefits into our retirement income projections?It seems the closer an investor is to retirement, the more likely he/she w ...
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| 15406. | If I have more than one employer can I have more than one 401k limit of $14 000? by Paul Smith One of the questions we get asked a lot is, I know the limit that the IRS puts on my 401k contributions for the year is $14000 (for a person under 50) (2005) but is this the limit I can get from one employer or is it the total amo ...
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| 15405. | How to Generate Permanent Passive Income Streams for Life by Eric Gelb Last week, I traveled to beautiful San Diego for business and spent the day in a hotel restaurant that overlooked the harbor. With laptop in tow and cell phone in hand, I worked, without hassle.As the sun set, I took a stroll and ...
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| 14951. | UK Debt When Moving Abroad by Nicola Bullimore The idea of moving abroad to escape debt seems to be more of a common practice these days. People who have failed businesses or are swamped in debt believe that moving abroad will give them a fresh start and allow them to build a ...
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| 14950. | Balance Transfers Can Help You Stop Putting Money Down The by Claire Bowes As you probably know, interest rates are at all time low right now and if you aren't getting the best deal from your credit card company then they owe it to you to either lower your rate, or you owe it to yourself to find a better ...
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| 15404. | Things you need to know about home equity by Jay MonCliff Taking advantage of existing equity in your home through an equity loan might seem an intelligent choice, especially in times of low interest rates. However, before you take a home equity loan to pay for children's education, buy ...
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| 15403. | The Primary Cause Of Business Financing Frustration by Brent Finlay Finding proper business financing is not easy at the best of times for most small and medium sized business owners and managers. There are a number of reasons that collectively explain why the business f ...
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| 14949. | How to Shrink Your Phone Bill by Brad Dudley Most people don’t think it makes a difference which long distance provider they choose anymore. But, fact of the matter is, if you are still using one of the big three, you could save up to 60% on your monthly phone bill. If ...
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| 14948. | An Overview Of Balance Transfers by Neil Brown What is a balance transfer ?A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interes ...
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| 15402. | Should You Consider Home Refinance, or Not? by Jay MonCliff With interest rates at all-time lows, many people are considering whether or not to refinance their home loan. Generally speaking, if you bought your home with a higher interest rate loan, have an excellent credit history and alwa ...
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| 15401. | UK consumers start clawing their way out of the financial debt pit by Michael Hanna Another year ended, and another round of UK debt statistics. CreditAction has just announced the latest summing up of the personal debt situation in the UK. Their figures show that the end of 2005 has seen the total level of per ...
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| 15400. | Business Venture Capital by Steve Business Venture CapitalYou have set up a small business, which is now doing very well indeed. You need investment because you want to expand your business. If your business is in a sector of the economy that is doing well, then y ...
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| 15399. | "Lucky" Financial Planning? by Tracy Piercy, CFP Recently, in our neighbourhood we witnessed a spectacular house fire where the home was completely destroyed. An obvious tragedy to the owner, yet a powerful reminder to be grateful for all we have - including our ability to plan ...
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