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| 15415. | Cardsharping for Beginners by Barry Hooper
Getting tired of the routine of the nine to five job and casting about for something else to do? There are lots of opportunities out there designed to facilitate a mid-life change of occupation. You will see a cornucopia of course ...
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| 14960. | Economic theories at a glance by Chris Boyle
Monetary policy and inflation The lenders interest charges associated with mortgages are based on the Bank of England’s (BOE’s) base rate. The BOE’s Moneta ...
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| 15414. | 5 Common Credit Score Myths by Jack Black
Your credit score is an integral part of your financiallife. It is important that you understand what it's allabout. Lenders, landlords, insurers, utility companies andeven employers look at your credit score. It is derived fromwh ...
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| 15413. | Treat Yourself to a $1,000 Shopping Spree! by Tracy Piercy, CFP
You're in the mall with your husband or friend and are each given $1,000 to spend. The only restriction... it must be gone within one hour. You can do whatever you like with it!! Ready - set - spend!!! If this sounds like somet ...
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| 14959. | 401(k) Plans by Charles M. O'Melia
You have permission to this article either electronically or in print as long as the author bylines are included, with a live link, and the article is not changed in any way. Please provide a courtesy e-mail to charles@thestockopo ...
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| 14958. | What is Equity Release? by Tony Redhill
Equity is the difference between the value of your house and any outstanding debts you have on it.Once you have finished paying off your mortgage and any loans on your home, equity is the total market value of your house.Equity Re ...
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| 15412. | Establish Credit and Join a Health Club by Charles Essmeier
Everyone knows how difficult it can be to establish credit. It's the old "chicken and egg" situation – you need credit in order to get credit. The fact that you have nothing in your history to suggest that you will not rep ...
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| 15411. | Mr. Monopoly Got It Wrong: Cooperation Makes More Money Than Competition by Kalinda Rose Stevenson
Monopoly is a zero sum game based on competition. Since the money supply cannot increase, the players can win only by taking money from other players. The fundamental belief behind Monopoly is lack of money. This means that the ...
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| 14957. | Stupid Ideas Can Ruin Your Financial Life by David Wilding
Stupid ideas come in all sorts of packages. Baddebt, various loans, purchase decisions, and delayedsavings. Most people reach the age of 65 with littleor no savings. They live off social security andwhat little else t ...
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| 14956. | What Will You Take For A Dollar? by David Wilding
The other day I sat in a meeting listening to ayoung man extol the virtues of owning real estate.Much of what he said was true. However two thingsmade me sit up and take notice. I couldn't help butcomment. Firs ...
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| 15410. | Why We Hear So Much About Multiple Streams of Income by Terry Sparing
Let's face facts; nothing in this world is set in stone, except for death and taxes. Businesses come and go. It is a fact that 80% of businesses will fail within 5 years of their start date. While it might appear that MLM and Affi ...
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| 15409. | Cash Out 401K to Pay Bills or Pay off Debt by Steven Chang
If you were to ask me if I would cash out my 401K to pay bills or pay off debt, I would not, unless it is my absolute very last resort. There are many ways you can pay off your debt and bills before touching your 401K or your oth ...
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| 14955. | Good Times Are The Best Times To Dump Debt. by David Wilding
It is vital to get rid of debt while things aregoing well. Yet the opposite is usually thecase. Human nature is such that when wefind ourselves living in good times, we letdown our defenses. With our lives goinggreat we seem to m ...
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| 14954. | Total Cost Of Credit vs Monthly Payments by David Wilding
I read a press release the other day which points to the fact we need to be very careful with our finances. The subject of the release was home mortgages. A company was announcing the availability of 40 year mortgages for its cus ...
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| 15408. | ReMortgaging – can it still be worthwhile? by Michael Challiner
Mortgage lenders have a somewhat insulting name for people who switch lenders to for lower interest rates – they call them "Rate Tarts". The author has a much more fitting description – Astute Shoppers! After all, why ...
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