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| 13628. | Credit Cards: Convenience & Controversy by Zack Nelson Credit Cards, these two words may sound a warning to some ears and make others see red. But Credit Cards, like any other products or services are consumer friendly and designed to assist the consumer making their work and life mor ...
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| 14464. | Credit Report – How Your Credit Score is Determined by Charles Essmeier Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co. whi ...
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| 14463. | Free Consumer Advice Site Launched By Credit Card Industry To Protect Shoppers by R.Green The banking industry has launched its own new website to provide advice for consumers on credit cards. The site (http://www.choosingandusing.com) has been set up to help people choose which card is right for them as well as promot ...
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| 13627. | Credit Ratings and Credit Cards by Zack Nelson Credit ratings or credit score are the records of a person's spending pattern regarding credit cards and the repayment modes. Financial institutions, especially the credit card companies and the moneylenders, keep track of the cre ...
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| 13626. | Features Of A Pre-Paid Credit Card by Zack Nelson A pre-paid credit card is just what it says, a credit card paid for in advance. Once the credit limit is reached, the credit card is just a piece of plastic. You have to again pay upfront to renew it. The credit limit is thus know ...
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| 14462. | Choosing the best low interest credit card by Jeff Lakie With so many low interest credit cards on offer, how do you know which one to choose? Here is a brief guide for choosing your low interest credit card.The Chase Manhattan MasterCard is a great choice, for those with an excellent ...
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| 14461. | Free Credit Report – A Website Typo Could Be Costly by Charles Essmeier In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obt ...
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| 13625. | Why A Credit Card Will Not Solve Your Financial Problems by Zack Nelson Although a credit card offers you convenience, it is not cash, simply a substitute for cash. You need to have cash in your bank account to pay for all the purchases. So using a credit card to solve your financial problems does not ...
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| 13624. | Finding The Best Cash Back Credit Card for You by Zack Nelson Today the consumer is being bombarded with multiple options of various types of cash back credit cards constantly. Careful consideration of your lifestyle and spending habits will help you to select the one best suited for you.You ...
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| 14460. | Credit Report – Look Out for Your Debit Report, Too by Charles Essmeier Most consumers are aware that there are companies that keep track of their personal financial transactions – installment loans, mortgages, credit card accounts, bankruptcies and judgements. These items are assembled by the ...
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| 14459. | Rate tarts no longer welcomed by mortgage and credit card providers. by Richard Green Following on from recent moves in the credit card industry (see Cashzilla, “Rate tarts losing ability to cherry pick” ) to reduce the number of people switching from one financial provider to another, mortgage lenders ...
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| 13623. | Why You Should Avoid Paying Income Taxes with a Credit Card by Zack Nelson We all agree that the credit card is very convenient. That is why the IRS allows you pay your taxes through it. To sweeten the deal, credit card companies offer rewards in the form of frequent flyer miles. So you can get a free ai ...
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| 13622. | Your Credit History: What Gets Reported And What Does Not by Zack Nelson A credit report is a document that outlines your financial status, specifically your credit history. The three national reporting agencies, Experian, Trans Union and Equifax, work independently so it is advisable to get reports fr ...
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| 14458. | What you need to know about debt negotiation on credit cards by Jeff Lakie Debt negotiation on credit cards is often referred to as credit card debt settlement. Whenever you make a credit card payment- or even pay your utility bills- it usually gets reported to one- or all- of the three main credit agen ...
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| 14457. | How To Easily Raise Your Credit Score 75 points by Vincent Dail Clean Credit Reports, your credit report contains information about where you work, live and how you pay your bills (On time or not). It also may show whether you've been sued, arrested or have filed for bankruptcy with in the ...
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